This was in an email I got from eBay today:
I know it is a bit hard to read but the fine print says that to get the free listing fee you have to pay for the gallery option. Which is cheaper than the regular listing fee option. Then you also have to list it for $9.99 or less.
And if your starting bid is more than $9.99? Well, if you do that and choose the gallery option you save 25% on your listing fee. I am not sure if this is worthwhile or not.
Looks like a good time to work on creating that windfall!