I have a car that I plan on getting rid of in the next few months. I will more than likely be trading it in for something else. With that in mind I wanted to have a look at my credit report and what not and see what my credit score is. Since I am paying off debt pretty regularly, I also wanted to make sure that was reflected and just see how it affected the credit score.
I signed up with TrueCredit.com last month for a 3-bureau monitoring service for $15 a month. You can refresh your credit report and credit score every day if you want with this service. I have refreshed it a few times - but not every day!
I found something that is wrong on there that I am working on correcting. I am also keeping track of the credit scores. It is crazy how they jump when something gets paid off. I had a 20 point jump with two of the credit bureaus when a card with a $500 limit and a $405 balance was paid off!
TrueCredit.com is the only service I have ever used, but I like it. It is pretty easy, although it did take me a few days to discover how to refresh the credit report and score.